.ke-build-edition{--kb-ink:#142942;--kb-blue:#124d86;--kb-accent:#b46d2f;--kb-muted:#4c6175;--kb-line:#cbd7e1;--kb-pale:#f4f8fb;--kb-white:#fff;max-width:1192px;margin:auto;padding:clamp(1rem,3vw,2.5rem) clamp(1rem,3vw,2.5rem) 5rem;color:var(--kb-ink);font:400 1rem/1.62 system-ui,-apple-system,"Segoe UI",sans-serif}
.ke-build-edition *{box-sizing:border-box;min-width:0}
.ke-build-edition h1,.ke-build-edition h2,.ke-build-edition h3,.ke-build-edition p,.ke-build-edition figure{margin:0}
.ke-build-edition h1,.ke-build-edition h2,.ke-build-edition h3{line-height:1.13;letter-spacing:-.025em}
.ke-build-edition h1,.ke-build-edition h2{font-family:Georgia,"Times New Roman",serif;font-weight:600}
.ke-build-edition h1{font-size:clamp(2.45rem,5vw,4.85rem);max-width:12ch;color:#102e50}
.ke-build-edition h2{font-size:clamp(1.88rem,3.5vw,3rem);max-width:24ch;margin:.42rem 0 1.15rem}
.ke-build-edition h3{font-size:1.16rem;margin:0 0 .45rem}
.ke-build-edition a{color:var(--kb-blue);text-underline-offset:.18em}
.ke-build-edition a:hover{color:#874b19}
.ke-build-edition a:focus-visible,.ke-build-edition summary:focus-visible,.ke-build-edition [tabindex="0"]:focus-visible{outline:3px solid #bf762e;outline-offset:4px}
.ke-build-kicker{font-size:.76rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#975921}
.ke-build-hero{border-radius:1.4rem;padding:clamp(1.1rem,2.8vw,2.6rem);background:linear-gradient(145deg,#f4f8fc 0%,#fff 56%,#eef5fa 100%);box-shadow:0 18px 54px rgba(20,49,78,.09)}
.ke-build-hero .country-breadcrumb{display:flex;flex-wrap:wrap;gap:.45rem;align-items:center;font-size:.85rem;margin:0 0 clamp(1.1rem,3vw,2.25rem)}
.ke-build-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:clamp(1.5rem,3vw,3rem);align-items:center}
.ke-build-hero-copy{display:flex;flex-direction:column;align-items:flex-start;gap:.8rem}
.ke-build-lead{font-size:clamp(1.04rem,1.35vw,1.22rem);max-width:55ch;color:#344f69}
.ke-build-action{display:inline-flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:48px;padding:.7rem 1.1rem;border-radius:.7rem;background:#11528d;color:#fff!important;font-weight:750;text-decoration:none;box-shadow:0 7px 16px rgba(17,82,141,.18)}
.ke-build-action:hover{background:#0c3c6d;color:#fff!important}
.ke-build-private{font-size:.82rem;color:var(--kb-muted)}
.ke-build-hero-image{overflow:hidden;border-radius:1rem;background:#dce8ed;border:1px solid #d2dde4}
.ke-build-hero-image img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}
.ke-build-hero-image figcaption{padding:.7rem .85rem;font-size:.76rem;line-height:1.4;background:#fff;color:#3c5367}
.ke-build-principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.7rem;margin-top:1.6rem}
.ke-build-principles>div{display:grid;grid-template-columns:2.4rem minmax(0,1fr);grid-template-rows:auto auto;column-gap:.55rem;align-items:center;padding:.85rem;border:1px solid var(--kb-line);border-radius:.8rem;background:#fff}
.ke-build-principles svg{width:2.2rem;height:2.2rem;grid-row:1/3;color:#9b5d27}
.ke-build-principles strong{line-height:1.2}
.ke-build-principles span{font-size:.78rem;color:var(--kb-muted)}
.ke-build-map{position:relative;display:flex;flex-wrap:wrap;gap:.42rem;padding:1.15rem 0;border-bottom:1px solid var(--kb-line)}
.ke-build-map a{display:inline-block;padding:.45rem .75rem;border-radius:100px;background:#e8f1f8;text-decoration:none;font-size:.82rem;font-weight:700}
.ke-build-map a:hover{background:#d9e9f4}
.ke-build-section{padding:clamp(2.7rem,6vw,5rem) 0;border-bottom:1px solid var(--kb-line);scroll-margin-top:6rem}
.ke-build-section>p:not(.ke-build-kicker):not(.ke-build-note):not(.ke-build-warning){max-width:77ch;margin-bottom:1.1rem;color:#334d63}
.ke-build-table-wrap{width:100%;overflow-x:auto;overflow-y:visible;border:1px solid var(--kb-line);border-radius:.95rem;background:#fff;box-shadow:0 8px 24px rgba(20,49,78,.05)}
.ke-build-data{width:100%;border-collapse:collapse;table-layout:fixed;line-height:1.45}
.ke-build-data caption{caption-side:top;padding:1rem 1.15rem;text-align:left;background:#123c65;color:#fff;font-weight:750}
.ke-build-data th,.ke-build-data td{text-align:left;vertical-align:top;padding:.82rem 1rem;border-bottom:1px solid #dbe3ea;overflow-wrap:anywhere}
.ke-build-data thead th{background:#e7f0f7;color:#163d60;font-size:.84rem}
.ke-build-data tbody th{font-weight:760;color:#143c60}
.ke-build-data tbody tr:last-child>*{border-bottom:0}
.ke-build-data tbody tr:nth-child(even){background:#f8fbfd}
.ke-build-data tbody tr.ke-build-total{background:#fff2df}
.ke-build-data a{font-weight:750}
.ke-build-note,.ke-build-warning{margin-top:1.1rem!important;padding:1rem 1.15rem;border-left:4px solid #af6a30;border-radius:.35rem;background:#fbf3e9;color:#30485d}
.ke-build-warning{border-left-color:#a94d31;background:#fff2ee}
.ke-build-place-grid,.ke-build-peril-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.3rem}
.ke-build-place-grid article,.ke-build-peril-grid article{padding:1.25rem;border-radius:.85rem;background:var(--kb-pale);border:1px solid var(--kb-line)}
.ke-build-place-grid span,.ke-build-peril-grid span{display:block;margin-bottom:.8rem;color:#91551f;text-transform:uppercase;letter-spacing:.1em;font-size:.72rem;font-weight:800}
.ke-build-place-grid p,.ke-build-peril-grid p{color:#40586a}
.ke-build-peril-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
.ke-build-desk{background:#f6f9fc;margin:0 calc(-1 * clamp(1rem,3vw,2.5rem));padding-left:clamp(1rem,3vw,2.5rem);padding-right:clamp(1rem,3vw,2.5rem)}
.ke-build-desk>p a{font-weight:700}
.ke-build-insurer-data th:first-child{width:26%}
.ke-build-insurer-data th:nth-child(2){width:38%}
.ke-build-steps{list-style:none;padding:0;margin:1.3rem 0 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}
.ke-build-steps li{display:flex;gap:1rem;padding:1.2rem;border-radius:.8rem;border:1px solid var(--kb-line);background:#fff}
.ke-build-steps li span{flex:0 0 auto;font:bold 1rem/1.2 Georgia,serif;color:#9a5924}
.ke-build-steps li p{color:#40586a}
.ke-build-links h2{max-width:28ch}
.ke-build-link-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.75rem}
.ke-build-link-grid a{display:flex;flex-direction:column;gap:.28rem;padding:1rem;min-height:7rem;border:1px solid var(--kb-line);border-radius:.85rem;text-decoration:none;background:#f8fbfd}
.ke-build-link-grid a:hover{background:#e9f2f9;border-color:#83b0d1}
.ke-build-link-grid span{font-size:.83rem;color:#43596c}
.ke-build-faq details{border:1px solid var(--kb-line);border-radius:.75rem;margin:.65rem 0;background:#fff;overflow:hidden}
.ke-build-faq summary{cursor:pointer;padding:1rem 1.2rem;font-weight:750;color:#153b5e;min-height:48px}
.ke-build-faq details[open] summary{background:#edf5fa}
.ke-build-faq details p{padding:0 1.2rem 1.1rem;color:#3e556b}
.ke-build-close{margin-top:2.8rem;padding:1.5rem;border-radius:1rem;background:#153e65;color:#fff}
@media(max-width:850px){.ke-build-hero-grid{grid-template-columns:1fr}.ke-build-hero-image{max-width:750px}.ke-build-place-grid,.ke-build-peril-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ke-build-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.ke-build-edition{padding:1rem 1rem 4rem}.ke-build-hero{padding:1rem;border-radius:1rem}.ke-build-hero .country-breadcrumb{margin-bottom:.85rem}.ke-build-hero-copy h1{order:1;font-size:clamp(2.2rem,10vw,3rem)}.ke-build-hero-copy .ke-build-kicker{order:0}.ke-build-hero-copy .ke-build-action{order:2}.ke-build-hero-copy .ke-build-lead{order:3}.ke-build-hero-copy .ke-build-private{order:4}.ke-build-hero-copy{gap:.7rem}.ke-build-hero-image{margin-top:.25rem}.ke-build-principles{grid-template-columns:1fr;gap:.45rem;margin-top:1rem}.ke-build-principles>div{padding:.6rem}.ke-build-map{gap:.35rem}.ke-build-map a{font-size:.78rem;padding:.4rem .62rem}.ke-build-place-grid,.ke-build-peril-grid,.ke-build-steps,.ke-build-link-grid{grid-template-columns:1fr}.ke-build-section{padding:2.6rem 0}.ke-build-data{display:block}.ke-build-data caption{display:block;width:100%;font-size:.9rem}.ke-build-data thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.ke-build-data tbody{display:block}.ke-build-data tbody tr{display:block;padding:1rem;border-bottom:1px solid var(--kb-line)}.ke-build-data tbody tr:last-child{border-bottom:0}.ke-build-data tbody th,.ke-build-data tbody td{display:block;width:100%;padding:.15rem 0;border:0;overflow-wrap:anywhere}.ke-build-data tbody th{padding-bottom:.5rem;font-size:1rem}.ke-build-data tbody td{margin-top:.55rem}.ke-build-data tbody td::before{content:attr(data-label);display:block;margin-bottom:.1rem;color:#46627a;font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.07em}.ke-build-desk{margin:0 -1rem;padding-left:1rem;padding-right:1rem}}
@media(max-width:650px){.ke-build-insurer-data tbody th:first-child{width:100%}}
@media(prefers-reduced-motion:no-preference){.ke-build-action,.ke-build-map a,.ke-build-link-grid a{transition:background .18s ease,border-color .18s ease}}