Privacy Policy

Information involved in a visit

Hosting and security systems may process technical information such as an IP address, request time, browser details and requested URL for delivery, security and fault diagnosis.

• No insurance quote data is requested
• No health or financial profile is requested
• An onsite search phrase can form part of the requested URL and technical logs, so it must not contain personal or policy information

Your country choice

On your first homepage visit without a valid country preference, the site remembers South Africa as the fallback. If trusted IP-country routing is enabled at the delivery edge, it may instead remember a country derived from your connection IP, but only after that country's edition has passed its publication checks. The functional africover_country cookie holds the resulting country choice for up to 30 days; it does not contain your IP address. You can choose another available edition at any time or clear this site's cookies to allow a new first-visit check. The homepage stays at / when you switch, and a country already named in a page URL takes precedence for that page.

• An IP-derived country is accepted only from a trusted delivery edge when that option is enabled; otherwise South Africa is the fallback
• Selecting a country does not send a lead or policy information to an insurer
• The country preference is separate from optional measurement tags

Optional Google Analytics and your choice

On the deployed HTTPS www.afripolicycover.com site, eligible South Africa, Kenya and publisher pages offer optional Google Analytics 4 measurement (G-G0PBJ4CHHS). The Google tag from googletagmanager.com is blocked until you allow analytics in the footer. No Google analytics request is made by this integration before that choice. The previous Google Tag Manager container is not loaded alongside it.

After you allow analytics, Google receives page-visit and technical connection information, including an IP address, browser information and cookie identifiers. This integration supplies a page address without query parameters or fragments and an origin-only referrer. It does not send onsite search terms or comparison-form answers. Search pages and URLs with query parameters are excluded. Advertising consent remains denied; Google signals and advertising personalisation are disabled in this integration. Google account-side enhanced measurement, data retention, sharing and processor settings still require owner review; these code settings are not a completed privacy sign-off.

• Country edition, insurance category and page type label measured visits. After consent, limited events count category navigation, matcher entry, comparison opening and selection count, sorting, inactive Buy notices, country-change requests and search submission without its text. These are interactions, not insurance sales, quotes or conversions
• Localhost, private previews, non-production environments, debug mode and non-canonical or non-HTTPS hosts suppress the integration
• The first-party africover_analytics_consent cookie remembers your allow or deny choice for up to 90 days
• Google Analytics cookies beginning _ga are configured with a 90-day expiry without rolling renewal; Google account-side retention is separate
• Use Turn analytics off in the footer to disable measurement, remove accessible _ga cookies and reload without the Google library; this does not erase data already received by Google
• Browser Global Privacy Control and Do Not Track signals keep this integration off
• Site content, search, comparison and navigation remain usable without analytics or JavaScript

Purpose and retention

Technical records should be limited to operating, securing and improving the service, retained only as long as reasonably needed for those purposes and protected against unauthorised access.

Future forms, tags and provider links

Before an additional measurement or advertising tag, form or provider destination is enabled, this policy and the relevant on-page notice must explain the responsible party, data fields, purpose, destination, safeguards and choices.

Your privacy rights

South African privacy rights may include asking about personal information, requesting access or correction and raising a concern with the Information Regulator, subject to applicable law.

Kenya editorial edition and unresolved processing details

Kenya's Office of the Data Protection Commissioner describes rights to information about processing, access, objection, correction and deletion of inaccurate data, subject to applicable law. Its official complaint channel is linked below. Those links identify the regulator; it does not operate AfriPolicyCover or receive website correction requests on our behalf.

The Kenya pages use the functional country-choice cookie described above and may generate technical server logs. They have no quote, health-profile, financial-profile or claim intake and no insurer referral tracking. The hosting and CDN processor identities, actual technical-log retention, publisher legal identity and monitored privacy contact have not been verified. Owner permission to publish is not a completed processing inventory or Kenya privacy compliance sign-off. Our contact page states the current contact-channel limitations. Do not put personal, policy, health or financial information into onsite search.

Official reference

• Information Regulator: Protection of Personal Information
• Kenya ODPC: Rights of a data subject
• Kenya ODPC: File a complaint
• Google: Basic consent mode
• Google: Set up consent mode